An inheritance tax plan is only as good as the documents that carry it out
Azmora is for advice and wealth firms that draft wills and trusts through an in-house legal practice or an authorised partner on the same file. If you refer the drafting out and never see it again, this is not for you, and we would rather say so.
- The pension rules are movingGOV.UK, Inheritance Tax on unused pension funds and death benefits
What it costs you today
The plan stalls at the hand-off
A recommendation to leave a gift, settle a trust or move a pension nomination does nothing until a will or deed is signed. Every referral is a gap where the client's attention goes elsewhere.
The pension rules are moving
From 6 April 2027 unused pension funds and death benefits count towards the estate, with personal representatives liable for the tax. Plans that assumed pensions sat outside the estate need another look.
Source: GOV.UK, Inheritance Tax on unused pension funds and death benefits
Numbers that disagree
When the saving in a plan comes from one model and the tax in the headline from another, the client notices. In Azmora every option is two runs of the same calculation, so a saving cannot disagree with the headline figure.
What Azmora does about it
When you model the estate
The estate planning tab models the client's death and, for a couple, the survivor's, with options and the saving each would make. Thresholds are looked up by the date of death being modelled.
When the plan needs a document
Draft the will or trust that carries it out on the same client file, with witness, beneficiary and capacity checks.
When pensions change the picture
From 6 April 2027 the model counts unused pension funds in the estate and shows a Review pension nominations option.
Where Azmora stops
- Azmora does not give regulated financial advice, and its inheritance tax figures are never shown to the client.
- A qualified person at your firm or your legal partner reviews, advises and signs off every document.
- If you do not draft wills or trusts, you do not need Azmora.
Questions you would ask
Is Azmora financial advice?
Do I need to be a law firm to use it?
Who signs the documents off?
Azmora is also for legal firms, licensed conveyancers, accountants, trust and estate practitioners, will writers and islamic wills practices.
Page updated 14 October 2026.
Try it on a matter of yours
Create your firm and try it free for 14 days, no card. Or arrange a walkthrough and we will show you using a sample will.